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Financing Options

Get the equipment you need with flexible lease-to-own financing options through Snap Finance and Acima. Whether you have good credit, bad credit, or no credit, Fleettraxs makes it easy to qualify and get approved fast. Explore affordable payment plans and drive your business forward today.

Acima Financing

Acima offers a lease-to-own program that enables customers to access automotive services and products—such as tires, wheels, and repairs—without requiring traditional credit. This flexible alternative to conventional financing is particularly beneficial for individuals with limited or no credit history.

How Acima's Lease-to-Own Program Works for Automotive Services

  • Simple Application Process: Customers can apply online, in-store, or via the Acima mobile app. Approval decisions are typically quick, and applicants may be approved for up to $5,000 in merchandise. 

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  • Flexible Payment Options: Acima aligns lease renewal payments with the customer's payday, offering weekly, bi-weekly, or monthly schedules. This flexibility helps manage budgets effectively. 

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  • Early Purchase Benefits: Customers have the option to purchase the leased item at any point during the lease term, often at a discount. The sooner the purchase is made, the more savings are realized. 

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  • Wide Network of Retailers: Acima partners with over 15,000 retailers nationwide, including automotive service providers, allowing customers to lease a variety of automotive products and services. 

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  • No Credit Needed: The program does not require a traditional credit check, making it accessible to a broader range of customers.

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By offering these flexible lease-to-own options, Acima empowers customers to obtain necessary automotive services and products without the immediate financial burden, facilitating vehicle maintenance and upgrades in a more manageable way.

Snap Financing

Snap Finance offers lease-to-own financing solutions tailored for customers seeking automotive services and products, such as tires, wheels, and repairs. This financing option is particularly beneficial for individuals with limited or no credit history, providing an alternative to traditional credit-based financing.

How Snap Finance Works for Automotive Services

  • Lease-to-Own Model: Snap Finance purchases the automotive merchandise upfront and leases it to the customer. The customer makes payments over time, and upon completing the lease term or opting for early purchase, gains ownership of the merchandise. 

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  • Flexible Payment Plans: Customers can choose payment schedules that align with their pay cycles—weekly, biweekly, or monthly—making it easier to manage budgets effectively.

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  • Quick Application Process: Applications can be completed online, in-store, or via the Snap Finance mobile app, with approval decisions typically provided within seconds.

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  • Wide Network of Retailers: Snap Finance partners with numerous automotive service providers across the country, allowing customers to access a variety of automotive products and services.

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  • No Credit Needed: The program does not require a traditional credit check, making it accessible to a broader range of customers.

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By offering these flexible lease-to-own options, Snap Finance enables customers to obtain necessary automotive services and products without the immediate financial burden, facilitating vehicle maintenance and upgrades in a more manageable way.

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